:root{--navy:#071a33;--navy-2:#103a6d;--gold:#c7962d;--green:#22c55e;--white:#fff;--bg:#f7f9fc;--muted:#556277;--ink:#14213d;--line:#e6edf5;--shadow:0 16px 45px rgba(15,23,42,.10)}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden}
body{width:100%;max-width:100%;overflow-x:hidden;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:inherit;text-decoration:none}
img,iframe{max-width:100%}
button,a{-webkit-tap-highlight-color:transparent}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:999}
.skip-link:focus{left:0}
.topbar{background:var(--navy);color:#fff;padding:10px 20px;text-align:center;font-size:14px}
.site-header{position:sticky;top:0;z-index:50;width:100%;background:#fff;padding:16px 20px;box-shadow:0 8px 28px rgba(7,26,51,.08);display:flex;align-items:center;justify-content:space-between;gap:18px}
.logo{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:900}
.logo-mark{width:46px;height:46px;display:grid;place-items:center;border-radius:14px;background:linear-gradient(135deg,#fff1b8,var(--gold));color:var(--navy);font-weight:900}
.logo strong{display:block;font-size:18px;line-height:1.1}
.logo small{display:block;color:var(--muted);font-size:12px}
.nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.nav a{color:var(--navy);font-weight:800;font-size:14px;min-height:44px;display:inline-flex;align-items:center;justify-content:center}
.nav-whatsapp{background:var(--green);color:#fff!important;padding:12px 18px;border-radius:12px;box-shadow:0 10px 24px rgba(34,197,94,.20)}
.container{max-width:1180px;width:100%;margin:0 auto;padding:0 20px}
.hero{position:relative;min-height:72vh;display:flex;align-items:center;color:#fff;padding:76px 20px}
.hero-bg{position:absolute;inset:0;z-index:0}
.hero-bg::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,26,51,.88),rgba(7,26,51,.52));z-index:1}
.hero-bg img{width:100%;height:100%;object-fit:cover;display:block}
.hero > .container{position:relative;z-index:2}
.hero-content{max-width:820px}
.badge{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.32);padding:8px 14px;border-radius:999px;margin-bottom:20px;font-size:14px}
h1{font-size:clamp(38px,6vw,74px);line-height:1.05;margin-bottom:18px;letter-spacing:-1.4px}
.hero p{font-size:clamp(18px,2.2vw,24px);color:#eef4ff;max-width:740px;margin-bottom:26px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:15px 24px;border-radius:13px;font-weight:900;font-size:16px;transition:.25s;text-align:center}
.btn:hover{transform:translateY(-2px);opacity:.94}
.btn-primary{background:var(--green);color:#fff}
.btn-light{background:#fff;color:var(--navy)}
.section{padding:70px 20px}
.white{background:#fff}
.section-title{text-align:center;max-width:860px;margin:0 auto 38px}
.mini-label{display:inline-block;color:var(--gold);font-weight:900;letter-spacing:1.5px;text-transform:uppercase;font-size:13px;margin-bottom:10px}
.section-title h2{font-size:clamp(30px,4vw,48px);line-height:1.15;color:var(--navy);margin-bottom:12px}
.section-title p{font-size:18px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 14px 42px rgba(15,23,42,.08)}
.card h3{font-size:23px;color:var(--navy);margin-bottom:10px}
.card p{color:#5b6678}
.areas{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-top:22px}
.areas span{background:#eef3f9;color:var(--navy);padding:10px 14px;border-radius:999px;font-weight:800;font-size:14px}
.advisor-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:30px;margin-top:40px}
.advisor-card{background:#fff;border-radius:24px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line)}
.advisor-image-wrapper{position:relative;width:100%;height:420px;background:#eef3f9;overflow:hidden}
.advisor-image{width:100%;height:100%;object-fit:cover;display:block}
.advisor-image-fallback{position:absolute;inset:0;display:none;align-items:center;justify-content:center;background:linear-gradient(135deg,#e3e9f2,#f5f8fb)}
.fallback-icon{font-size:120px;opacity:0.3}
.advisor-image-wrapper.no-image .advisor-image{display:none}
.advisor-image-wrapper.no-image .advisor-image-fallback{display:flex}
.advisor-content{padding:28px;text-align:center}
.advisor-content h3{font-size:32px;line-height:1.1;color:var(--navy);margin-bottom:8px}
.advisor-role{color:var(--gold);font-weight:900;letter-spacing:1px;text-transform:uppercase;margin-bottom:14px;font-size:14px}
.advisor-content p{color:var(--muted);font-size:17px;margin-bottom:18px}
.advisor-contact{display:flex;flex-direction:column;gap:8px;color:var(--navy);font-weight:700}
.advisor-contact a{color:var(--navy);text-decoration:none;transition:color 0.2s;display:block;padding:4px 0}
.advisor-contact a:hover{color:var(--gold)}
.idx-section{background:radial-gradient(circle at top left,#eef6ff 0%,#fff 45%,#f8fbff 100%)}
.idx-box{background:linear-gradient(180deg,#fff 0%,#f8fbff 100%);border-radius:30px;padding:34px;box-shadow:0 22px 70px rgba(7,26,51,.14);border:1px solid #dfe7f2;overflow:hidden;position:relative}
.idx-box:before{content:"";position:absolute;inset:0 0 auto 0;height:7px;background:linear-gradient(90deg,var(--navy),var(--gold),var(--green))}
.idx-header{display:grid;grid-template-columns:auto 1fr auto;gap:20px;align-items:center;margin-bottom:26px;padding-top:10px}
.idx-icon{width:62px;height:62px;border-radius:18px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:30px;box-shadow:0 12px 28px rgba(7,26,51,.25)}
.idx-header h3{font-size:clamp(26px,3vw,38px);color:var(--navy);margin-bottom:8px}
.idx-header p{color:#526174;font-size:17px;max-width:780px}
.idx-whatsapp{background:var(--green);color:#fff;padding:14px 20px;border-radius:14px;font-weight:900;box-shadow:0 12px 28px rgba(34,197,94,.22);white-space:nowrap}
.idx-features{margin:28px 0 30px;display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border:1px solid #e5ebf3;border-radius:22px;overflow:hidden;box-shadow:0 12px 32px rgba(15,23,42,.06)}
.idx-feature{padding:22px 18px;text-align:left;border-right:1px solid #edf1f6}
.idx-feature:last-child{border-right:none}
.idx-feature strong{display:block;color:var(--navy);font-size:15px;margin-bottom:4px}
.idx-feature span{color:#5b6678;font-size:14px}
.idx-tools{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 16px;justify-content:flex-end}
.idx-tools button,.idx-tools a{border:0;background:var(--navy);color:#fff;padding:11px 14px;border-radius:12px;font-weight:900;font-size:14px;cursor:pointer;font-family:Arial,Helvetica,sans-serif;min-height:44px}
.idx-tools a{background:var(--gold)}
.idx-search-shell{background:var(--navy);border-radius:26px;padding:14px;box-shadow:inset 0 0 0 1px rgba(255,255,255,.08),0 24px 55px rgba(7,26,51,.22)}
.idx-browser-bar{height:48px;display:flex;align-items:center;gap:8px;padding:0 14px;color:#dce7f7;font-size:14px;font-weight:800}
.idx-browser-bar span{width:11px;height:11px;border-radius:50%;background:rgba(255,255,255,.35);display:block}
.idx-browser-bar p{margin-left:10px;color:#dce7f7}
.idx-frame-wrap{width:100%;height:900px;min-height:900px;background:#fff;border-radius:18px;overflow:hidden;border:1px solid rgba(255,255,255,.16);position:relative}
.idx-frame-wrap iframe{width:100%;height:100%;min-height:900px;display:block;border:0;background:#fff}
.idx-note{margin-top:18px;background:#fff7e6;border:1px solid #f0d48a;color:var(--navy);border-radius:18px;padding:16px 18px;font-size:15px;line-height:1.55}
.idx-bottom-cta{margin-top:28px;background:var(--navy);color:#fff;border-radius:22px;padding:24px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.idx-bottom-cta strong{display:block;font-size:22px;margin-bottom:5px}
.idx-bottom-cta span{color:#dce7f7;font-size:15px}
.idx-bottom-cta a{background:var(--gold);color:#fff;padding:14px 20px;border-radius:14px;font-weight:900;white-space:nowrap}
.lead-section-wrap{background:#f7f9fc}
.lead-section{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;border-radius:28px;padding:46px;display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center}
.lead-section h2{font-size:clamp(30px,4vw,44px);line-height:1.15;margin-bottom:14px}
.lead-section p{color:#dce7f7;font-size:18px}
.contact-card{background:#fff;color:var(--navy);border-radius:22px;padding:26px}
.contact-card p{color:var(--navy);margin:8px 0}
.contact-card a{color:inherit;text-decoration:none;transition:color 0.2s}
.contact-card a:hover{color:var(--gold)}
footer{background:var(--navy);color:#fff;text-align:center;padding:30px 20px;font-size:14px}
.whatsapp-float{position:fixed;right:18px;bottom:18px;background:var(--green);color:#fff;padding:14px 18px;border-radius:999px;font-weight:900;box-shadow:0 12px 30px rgba(0,0,0,.22);z-index:999;display:flex;align-items:center;gap:8px}
.whatsapp-icon{font-size:20px}
.whatsapp-text{font-size:14px}

/* TABLET BREAKPOINT */
@media(max-width:1024px){
  .site-header{flex-direction:column;align-items:center;text-align:center}
  .nav{justify-content:center}
  .idx-features{grid-template-columns:repeat(2,1fr)}
  .idx-feature{border-right:none;border-bottom:1px solid #edf1f6}
  .idx-feature:nth-child(2n){border-right:none}
  .idx-feature:last-child{border-bottom:none}
}

/* MOBILE BREAKPOINT */
@media(max-width:768px){
  body{font-size:15px;padding-bottom:80px}
  .topbar{font-size:13px;line-height:1.45;padding:10px 14px}
  .site-header{position:relative;padding:14px 16px;gap:12px}
  .logo strong{font-size:17px}
  .nav{width:100%;display:grid;grid-template-columns:1fr;gap:8px}
  .nav a{width:100%;padding:10px 12px;border-radius:12px;background:#f4f7fb}
  .nav .nav-whatsapp{background:var(--green)}
  .hero{min-height:auto;padding:54px 18px}
  h1{font-size:clamp(32px,10vw,46px);line-height:1.08;letter-spacing:-.8px}
  .hero p{font-size:17px;line-height:1.55}
  .badge{font-size:12px;line-height:1.35;white-space:normal}
  .hero-actions{display:grid;grid-template-columns:1fr;gap:10px}
  .btn{width:100%;padding:14px 18px}
  .section{padding:48px 16px}
  .container{padding:0 16px}
  .section-title{margin-bottom:28px}
  .section-title h2{font-size:clamp(28px,8vw,38px)}
  .section-title p{font-size:16px;line-height:1.65}
  .cards,.advisor-grid,.lead-section{grid-template-columns:1fr}
  .card{padding:22px}
  .areas{justify-content:flex-start}
  .areas span{width:100%;text-align:center}
  .advisor-image-wrapper{height:300px}
  .advisor-content{padding:22px}
  .advisor-content h3{font-size:28px}
  .idx-box{padding:18px;border-radius:20px}
  .idx-header{grid-template-columns:1fr;text-align:center;gap:14px}
  .idx-icon{margin:0 auto}
  .idx-header p{font-size:15px}
  .idx-whatsapp{width:100%;text-align:center}
  .idx-features{grid-template-columns:1fr}
  .idx-feature{border-right:none;border-bottom:1px solid #edf1f6;text-align:center}
  .idx-feature:last-child{border-bottom:none}
  .idx-tools{display:grid;grid-template-columns:1fr}
  .idx-tools button,.idx-tools a{width:100%;text-align:center;white-space:normal}
  .idx-search-shell{padding:8px;border-radius:18px}
  .idx-browser-bar{height:40px;font-size:12px}
  .idx-browser-bar span{width:9px;height:9px}
  .idx-frame-wrap{height:65vh;min-height:500px;border-radius:12px}
  .idx-frame-wrap iframe{min-height:500px}
  .idx-note{font-size:14px;padding:14px}
  .idx-bottom-cta{flex-direction:column;align-items:stretch;padding:20px}
  .idx-bottom-cta strong{font-size:20px}
  .idx-bottom-cta a{width:100%;text-align:center;white-space:normal}
  .lead-section{padding:24px 18px;border-radius:22px}
  .lead-section h2{font-size:28px}
  .lead-section p{font-size:16px}
  .contact-card{padding:22px}
  .whatsapp-float{right:12px;bottom:12px;padding:12px 14px;font-size:14px}
  .whatsapp-text{display:none}
}

/* SMALL MOBILE */
@media(max-width:420px){
  .hero{padding:44px 14px}
  .section{padding:42px 14px}
  .container{padding:0 14px}
  h1{font-size:31px}
  .section-title h2{font-size:27px}
  .idx-box{padding:14px}
  .idx-frame-wrap{height:60vh;min-height:450px}
  .idx-frame-wrap iframe{min-height:450px}
  .advisor-image-wrapper{height:280px}
  .advisor-content h3{font-size:25px}
  .fallback-icon{font-size:80px}
  footer{font-size:12px;padding:24px 14px}
}

/* VERY SMALL SCREENS */
@media(max-width:375px){
  .idx-box{margin-left:0;margin-right:0}
  body{font-size:14px}
}